Sba Loan 2024 Application Fee. As noted above, a personal loan typically has a fixed interest rate and payment, with terms extending up to seven years, in most cases and for most loan. Currently, through september 30, 2023, loans up to $500,000 have zero guarantee fees.

Meanwhile, for the 2024 fiscal year, sba 504 loans carry no guarantee fee. Read more about terms, conditions, and eligibility.